I am hearing more and more about people being robbed at ATMs in bad areas of cities. Most of these are during hours that the average person is in bed. I have trouble understanding the thought process, in this day and age of debit cards and credit cards, of the need for cash in a bad area in the middle of the night. However I think I just answered my own question because the need for quick cash in a bad area is kind of self explanatory.
So the thought today is a person smart enough to use an ATM machine should probably know better.